Phil Schaaphok Insurance Agency
Tanning Salon Program
Established in 1982,the Phil Schaaphok Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses in Hollister, Gilroy, Salinas, Watsonville, Gonzalez, Marina, Aptos,Monterey, Soledad, Seaside & Morgan Hill CA. We represent some of the finest insurance carriers in the...
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Miscellaneous

Secondary Markets

Tanning Salon Program

Shed new light on your profits with this program covering tanning salons, including spray-on tanning, and tanning operations in connection with other operations.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Errors and Omissions - Policy Limits

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises