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Phil Schaaphok Insurance Agency
Business, Commercial, Auto, Home Insurance Hollister CA Hollister, CA
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831-634-0621
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Exercise and Health Studio and...
Established in 1982,the Phil Schaaphok Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses in Hollister, Gilroy, Salinas, Watsonville, Gonzalez, Marina, Aptos,Monterey, Soledad, Seaside & Morgan Hill CA. We represent some of the finest insurance carriers in the... 
Exercise and Health Studio and Personal Trainer
Get your profits in shape with this program for health and exercise clubs, including exercise equipment clubs, aerobic studios, weight-lifting gyms, personal trainers, masseuses/massage parlors, dance studios and physical therapists. Childcare for club members while on premises is included.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
- Liquor Liability
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Blanket Additional Insured Endorsement
- Club members as additional insureds
- Errors and Omissions - Policy Limits
- Sexual and Physical Abuse Coverage - $25,000 per Claim/$50,000 Aggregate (Higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Outside the Premises