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Phil Schaaphok Insurance Agency
Business, Commercial, Auto, Home Insurance Hollister CA Hollister, CA
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831-634-0621
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Day Nursery or Preschool Program
Established in 1982,the Phil Schaaphok Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses in Hollister, Gilroy, Salinas, Watsonville, Gonzalez, Marina, Aptos,Monterey, Soledad, Seaside & Morgan Hill CA. We represent some of the finest insurance carriers in the... 
Day Nursery or Preschool Program
Here's a program you can count on to grow. It covers licensed, registered, and state regulated day-care centers, in-home day care, before and after school programs, sick-child day care and child-care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Additional Interests
- Errors and Omissions - Policy Limits
- Sexual/Physical Abuse as follows: Day Care Centers $100,000 per claim/$300,000 aggregate (higher optional limits available); or In-Home Day Care Centers $25,000 per claim/$50,000 aggregate (higher optional limits available)
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises - Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises